Inventories of personal property
Your insurance contract may contain a co-insurance or “mutual insurance” clause that will apply in case of a partial loss and influence the amount of compensation you will receive. Please be aware that in case of a total loss, compensation is limited to the insured amount. You are therefore advised to select an insurance amount equal to the value of the insured property, or its cost of replacement if your contract contains a “replacement value” clause.
GUIDE FOR DISASTER VICTIMS
Are you a victim of water damage, a fire or a burglary? Have you informed your insurance company? What happens now? This guide will help you take charge of your insurance claims process so you can get back to “normal life” as quickly as possible.
- Insurance Bureau of Canada (IBC)
- Chambre de l’Assurance de Dommages
- Société de l’Assurance Automobile du Québec
- Registre des droits personnels et réels mobiliers