Legal notice

Cookies

Cookies are small data files sent to your Internet browser that enable us and our third-party service providers to recognize you when you visit the site. If you set your browser to disable cookies, you may not be able to access certain sections of the site or certain parts of the site may not function properly.

We use cookies for your convenience, to recognize you when you return to the site, to collect information about your use of the site, to enable features of certain services offered on the site, to administer, monitor, protect and improve the site, and to integrate third-party services into the site.

Any data we collect about website traffic may be shared with our affiliates in the Intact Financial Corporation group of companies for the purposes set out in our Privacy Commitment.

We use cookies to integrate the following third-party services into our site:

 

Interest-based advertising

We use cookies, web beacons, clear GIFs and other technologies on our site and other sites within the Intact Financial Corporation group of companies. These technologies help us to present you with relevant advertising about our products and services on the Internet.

For example, when you browse our site, cookies may be downloaded to your device. These cookies allow the agencies and advertising networks with which we do business to know that you have visited our site. When you visit the Web sites of other companies in the network, these cookies help advertising agencies apply interest-based advertising techniques to predict which ads are most likely to interest you, based on your browsing habits.

AdWords and DoubleClick – Remarketing

AdWords and DoubleClick are marketing services provided by Google Inc. AdWords and DoubleClick use third-party cookies to identify site users on other third-party websites that are part of the Google Display Network and other advertising spaces on the Internet.

We use traffic data that is collected by Adobe Marketing Cloud or Google Analytics with AdWords and DoubleClick services for the purpose of displaying advertisements on third-party websites to users who have previously visited the site (and similar users) based on their profile, interests and activities.

You can unsubscribe from AdWords and DoubleClick by visiting Google’s opt-out page.

Adobe Marketing Cloud

Adobe Marketing Cloud is a web analytics service provided by Adobe Systems Incorporated. Adobe Marketing Cloud uses a third-party cookie to provide anonymous site traffic data, such as the devices and browsers users use to access the site, the page from which they access the site, the frequency of their visits, the web pages visited and the order in which they were visited, and the other sites or web pages that directed them to the site.

We use site traffic data to learn more about visitors and how they use the site, to determine ways to improve the site, to evaluate the effectiveness of our campaigns and to customize the experience of site visitors based on their profile, interests and activities.

You can unsubscribe from Adobe Marketing Cloud reports in Adobe’s personal data settings on the preferences page.

Google Analytics

Google Analytics is a web analytics service provided by Google Inc. Google Analytics uses a third-party cookie to provide anonymous site traffic data, such as the devices and browsers users use to access the site, the page from which they access the site, the frequency of their visits, the web pages visited and the order in which they were visited, and the other sites or web pages that directed them to the site.

Our use of Google Analytics on the Site includes demographic and interest analysis and Google Display Network impression reporting (the “Advertising Features”). As a result of our participation in these Advertising Features, Google Analytics also uses third-party cookies to generate Google reports on certain traffic data.

We use site traffic data to learn more about visitors and how they use the site, to determine ways to improve the site, to evaluate the effectiveness of our campaigns and to personalize the experience of site visitors based on their profile, interests and activities.

You can unsubscribe from Google Analytics by installing the browser add-on for deactivation.

Hotjar

Hotjar is a Web site optimization service provided by Hotjar Limited. Hotjar uses web beacons and cookies communicated between our Web sites and their visitors to determine which sections of our sites are most frequently used.

We use the data provided by Hotjar to design and redesign our websites and ensure that the most relevant content is always readily available to visitors.

 

Content

The information, materials, images, illustrations, graphics, text and displays (the “Content”) provided by Assurances Groupe Vézina are believed to be accurate and reliable when posted, but Assurances Groupe Vézina cannot guarantee that the Content will be current or complete at all times. Consequently, Assurances Groupe Vézina cannot be held responsible, in whole or in part, for the accuracy or completeness of the content of the site.

The content of the site is for information purposes only, and Assurances Groupe Vézina is under no obligation to keep the information on its site up to date. For further details or information, please contact an Assurances Groupe Vézina broker.

 

Interpretation and Jurisdiction

Insofar as is necessary for the understanding of the text, a word expressed in the masculine gender includes the feminine and vice versa.

Access to and use of this site are subject to all laws and regulations applicable in the province of Quebec.

The conditions, exclusions and terms of contracts relating to the products and services mentioned on this site are not described in detail or in full. Their interpretation will be governed by the terms and conditions of the insurance contract or contract relating to the insurance product purchased and by applicable laws and regulations. In the event of any discrepancy between such a contract and a statement on this site, the text of the contract shall prevail.

Only Quebec residents who can validly enter into a contract under applicable laws may use the site. Persons residing in jurisdictions where access to or use of the Site or any portion thereof may be illegal or prohibited may not use the Site. It is your responsibility to determine whether you may lawfully use the Site in accordance with all applicable laws.

 

Security

Once you have accessed this site, we recommend that you do not leave your computer until you have done so.

Assurances Groupe Vézina does not warrant that the information, software or other material accessible through this site or hyperlinks to other sites will be free of viruses, worms, Trojan horses or other harmful components. In the absence of appropriate encryption, communication over the Internet or by electronic means is not entirely secure, and the confidentiality of information cannot be guaranteed.

 

Privacy Policy

When you become an Assurances Groupe Vézina customer, you share important information with us, some of which is personal. For more details, please read our Privacy Policy.

Rest assured that Assurances Groupe Vézina complies with all applicable laws regarding the collection, use and disclosure of your personal information. Assurances Groupe Vézina uses a variety of physical, organizational and technological measures to protect the personal information it receives, depending on the level of protection required.

Certain sections of the site allow you to communicate personal information in order to take advantage of the electronic services we offer. Any information submitted through this site will be used only for the purposes identified at the time the personal information was collected.

 

Copyright

The content of this site is and remains at all times the property of Assurances Groupe Vézina and/or the author, unless otherwise indicated in the text. The content may not be sold, reproduced, copied, modified, altered, published or distributed, in whole or in part, as the case may be, without the express permission of the author. Any unauthorized act, including downloading, retransmission, reproduction or modification of content, may be a violation of federal or other applicable copyright laws and is subject to prosecution.

No content from this site may be quoted or transmitted to newsgroups, mailing lists, bulletin boards or blogs, nor may it be incorporated into other Internet sites, nor may links be made to it without clearly indicating the source and address of the site and without the prior written consent of Assurances Groupe Vézina.

 

Disclaimer of Liability

All content found or accessed on this site is provided “as is” without warranty of any kind, either express or implied. Assurances Groupe Vézina disclaims all liability that may arise from the use of the content of this site by any user. Furthermore, without limiting the generality of the foregoing, Assurances Groupe Vézina shall not be liable for any loss, damage, suit, claim or expense, direct or indirect, arising out of or in any way connected with the use of the information contained herein.

Without limiting the generality of the foregoing, Assurances Groupe Vézina does not warrant that the site or its content will be available or operate without interruption, that it will be error-free or that errors will be corrected. In addition, Assurances Groupe Vézina does not warrant that use of the site, including browsing the site and downloading content, will be free of viruses, Trojan horses, worms or other harmful components or that your use of the site or its content will not infringe the intellectual property rights or any other rights of third parties.

When using this site, you must take all reasonable precautions to detect the presence of viruses, Trojan horses, worms or any other harmful or deleterious components. It is also your responsibility to ensure that you have complete and up-to-date backup copies of all data stored on your computer before using the site.

 

Links to other sites

Links, hyperlinks or references to other websites (or from other websites to this site) are provided solely as a convenience to you and are accessed at your own risk. The owners of linked sites are responsible for their own content, which has not been reviewed or approved by Assurances Groupe Vézina. The display of these links should not be construed as an endorsement, guarantee or recommendation of the products or services offered through these sites. Assurances Groupe Vézina cannot guarantee that these links are functional or secure.

Assurances Groupe Vézina shall not be liable for any damages or injury of any kind arising from the use or content of this site or other hyperlinked sites.

The content of this site is for informational purposes only, and Assurances Groupe Vézina is under no obligation to keep the information on its site current. For further details or information, please contact an Assurances Groupe Vézina insurance representative.