This year, you’ve gone to great lengths to make the most of those beautiful summer days. You finally installed a swimming pool! But is this new pool automatically covered by your home insurance policy?
No. To properly protect this new acquisition, you need to add additional coverage (or endorsement) to your home insurance contract. Your pool is not automatically covered by your home insurance contract. The same applies if you choose a spa. Their accessories are also covered by this endorsement.
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Coverage
Whether your swimming pool or spa is in-ground, semi in-ground or above ground, the endorsement covers:
- The spa or swimming pool situated outside of your home
- The maintenance equipment
- The patio or deck to which it is affixed and which is not attached to your home
However, the coverage offered may vary from insurer to insurer.
