How you use your cottage will determine the type of insurance coverage you should buy. Seasonal home insurance? Do you go to your second residence only in the summer or in the winter? If you use it on an occasional basis only, you can insure it as a seasonal dwelling. This type of policy is […]
Insuring your cottage Read More »
Credit record and claims frequency are linked The premium is generally established based on the claims risk. A correlation does exist between an individual’s credit score and the likelihood he or she will file a claim. Studies have shown that, if the credit score is low, the probability of an occurrence and thus of filing
Credit record and insurance Read More »
Who has never borrowed a relative’s or friend’s car or never loaned their own? It happens all the time, but did you ever wonder what would happen if the car was involved in an accident? The following are Assurances Groupe Vezina’s answers to frequently asked questions on this subject. Are you legally allowed to loan
Borrowed car : Are you covered if you have an accident? Read More »
We all know about not to let too much snow or ice accumulate on the roof of your house or on your balcony. Avoid a build-up on these structures to prevent them from buckling or collapsing. Accumulation As an owner, you’re responsible for maintaining your home. Make sure that the snow or ice build-up doesn’t
Too much snow on the roof: the signs Read More »
Your dependent children will be living in another city to continue their full-time studies. Did you know that they’re still covered under your home insurance policy? In fact, your home insurance policy generally covers children who are temporarily living away from home to attend CEGEP or university full time. Personal property Your child’s possessions are
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You get distracted for just one second and get into a low-speed collision with another vehicle. Although the damage was minimal, you fill out a Joint report with the other driver. Should you declare the incident to your insurer? Yes, because you are required by law to do so. Should you file a claim? That’s
Report and claim: two very different actions Read More »
