We all know about not to let too much snow or ice accumulate on the roof of your house or on your balcony. Avoid a build-up on these structures to prevent them from buckling or collapsing. Accumulation As an owner, you’re responsible for maintaining your home. Make sure that the snow or ice build-up doesn’t …
Every year, more than 7,000 collisions occur in Quebec involving large animals, most often white-tailed deer. November is when the risk is highest. If you’re unlucky enough to collide with one, it’s your insurer that will pay to repair your vehicle, provided you have one of the following coverages to cover damage to your vehicle …
If you work from home as a freelancer or business executive, don’t make the mistake of thinking your home insurance policy will cover you. Your home insurance policy covers your personal activities. It does not cover your professional activities, even if these are carried out on private premises (your house, condo or apartment). Coverage for …
Your dependent children will be living in another city to continue their full-time studies. Did you know that they’re still covered under your home insurance policy? In fact, your home insurance policy generally covers children who are temporarily living away from home to attend CEGEP or university full time. Personal property Your child’s possessions are …
You get distracted for just one second and get into a low-speed collision with another vehicle. Although the damage was minimal, you fill out a Joint report with the other driver. Should you declare the incident to your insurer? Yes, because you are required by law to do so. Should you file a claim? That’s …
Do you own a motorcycle, scooter, ATV or snowmobile? Here’s what you need to know to drive safely. Motorcycles and scooters As a motorcyclist, you are subject to the same rules and regulations as other motorists. You must have at least $50,000 in civil liability insurance coverage to drive on the roads. You also have …
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